Privacy Policy

FACTS WHAT DOES MILLBURY NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Federal companies choose how they share personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depends on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and loan information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Millbury National Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Millbury National Bank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences No No
For our affiliates’ everyday business purposes – information about your creditworthiness No Yes
For our affiliates to market to you No Yes
For non-affiliates to market to you No Yes
Questions? Call Cheryl A. Castonguay at (508) 865-9521
Who We Are
Who is providing this notice? Millbury National Bank Bank
What We Do
How does Millbury National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, policies and procedures, and secured files and buildings.
How does Millbury National Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Sign up for a service or apply for a loan
  • Use your debit card or ATM card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other important information
At no time will Millbury National Bank, its staff, officers, or its directors, disclose any personal non-public information to any person, or company, outside the guideline hereto set forth. Furthermore, at no time shall Millbury National Bank sell or provide its customer list to anyone.