Free Kasasa Cash Back® Checking

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following must post and settle to the account during the Monthly Qualification Cycle in order to earn the rewards: Have at least 1 direct deposit or ACH  transaction, have at least 12 PIN-based or signature based debit card purchases post and settle, and be enrolled in and agree to receive monthly e-statements. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.  Monthly statement cycle is not the same as Monthly Qualification Cycle.  Reward Information: When your Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 5.00% Cash Back on up to a total of $200.00 PIN-based or signature-based debit card purchase that post and settle to the account during the Monthly Qualification Cycle.  A maximum of $10.00 Cash Back may be earned per Monthly Qualification Cycle. (2) You will receive reimbursements up to an aggregate total of $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified.  We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee.  If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.  When Kasasa Cash Back qualifications are not met, no Cash Back payments are made and ATM fees are not refunded.  Cash Back payments and ATM reimbursements will be credited to your Kasasa Cash Back account on the 25^th of each month of the current qualifying cycle.   Rates and rewards are variable and may change after account is opened.  Fees may reduce earning.  Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic banking, maintain a valid email address on record with Millbury National Bank, and monthly receipt of electronic statements are conditions of this account. No Limit on number of accounts.  There are no recurring monthly maintenance charges or fees to open or close this account.  Account not to be used for commercial purposes.  Contact one of our bank service representatives at 508-865-9521 for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.